{The Alberta car insurance policy states the guidelines between a car owner and an insurance company in Alberta. | In Alberta, the guidelines between an insurer and an insured car owner is stated by the Alberta car insurance policy.} {It makes sure that none of the two parties – the insurer and the insured – takes advantage of the other. | The guidelines ensure that both parties are satisfied with each other.} {Adequate documentation of the insurance agreements is needed to ensure such conditions. | In order for such conditions to be met, documentation of the insurance agreement must be kept.}
{The main function of Alberta car insurance policy is to guarantee a car owner that have made agreement with insurance company and as such, pay certain premium, receive expected coverage. | An insured car owner needs to be guaranteed of the coverage of the insurance agreements simply because he pays a certain premium to the insurer – this is made feasible by the Alberta car insurance policy.} {It also states the circumstances that an insurer must compensate the insured person in the event of car accidents. | The circumstance in which the insurer must pay coverage to the insured in the case of accidents is stated by the policy.} {Likewise, the circumstances which the insurer is not expected to pay the insured are also stated. | And other circumstances where the insurer is not expected to make the coverage payments are also stated by the policy.} {In the event of accidents, the insurance company pays the insured car owner if he/she is injured. | When the car owner is injured in an accident, the insurer pays a certain coverage which was agreed upon.} {But in the event of the death of the insurer, his/her beneficiary is paid. | When such accidents results to the death of the insured person, the insurance company pays directly to his/her beneficiary.} {For an injured person, the insurer is expected to provide medical coverage; treatments, medical bills and therapy of the injured person are covered by the insurance company. | But if he/she is injured, the payment of the medical bills, treatments and therapy is paid for, by the insurer.}
{The Alberta car insurance law allows each car owner to have minimum insurance coverage. | A car owner is expected to have a minimum insurance coverage – this is stated by the Alberta car insurance law.} {The coverage should encompass – but not limited to – property damage and bodily injuries, disability payments, medical payments, death and funeral grants. | The insurance coverage should cover bodily injuries, property damage, disability payments, medical payments, death, funeral grants and any other payments necessary to be paid.} {The law demand the least amount of $200,000 liability insurance for property damage and bodily injury in the event of an accident. | A minimum of $200,000 is required for property damage and bodily injuries in the event of accidents, this is explicitly stated by the Alberta car insurance law.} {An additional sum of $50,000 for medical bills for every injured person is also required to be paid. | Another sum of $50,000 per injured person should also be paid for medical bills.}
{If the liability threshold is reached, property damage should be limited to $10,000. | But property damage should fixed at $10,000 once liability threshold is reached.} {Likewise, for each disabled (or injured) person in a car accident, a required minimum coverage of 80% of the person’s wages should be covered (limited to $400/week for an employed person). | A coverage of 80% of wages (restricted to $400/week for working person) is required to be paid for each injured or disabled person in the accident.} {While the maximum duration for such benefits is 104 weeks. | Such benefits can only be granted for a period of 104 weeks, after which it should be stopped.} {For unemployed disabled (or injured) person in a car accident, he/she will receive a minimum benefit of $135/week for a maximum duration of 26 weeks. | But for someone that is unemployed, but injured or disabled in a car accident, a coverage of $135/week minimum should be paid for 26 weeks after which it should be stopped.}
{In the event the car accident resulted in death; for every person killed, a funeral benefit of $5000 is required while minimum payments are made to the survivors of the accident. | If an accident should result in death, for each dead person, funeral benefits of $500 should be paid while survivors are also given minimum payments.} {If the killed person is the sole provider of the household, $10,000 is given to the first dependent survivor while an additional $2000 for every additional survivor. | If the dead happens to be the sole financier of the house, an amount of $10,000 is paid to the first dependent survivor and $2000 for each additional survivor.} {For accidents that resulted in the death of a partner or a spouse, the first survivor has a benefit of $15,000 and additional $4,000 for every other survivor. | If the dead is a partner or a spouse, a payment of $15,000 is made to the first dependent survivor while an additional $4000 for each of the other survivors.} {A death benefit ranges from $1000 to $3000 for a child; this depends on the age at death. | But if the dead is a child, payment ranges from $1000 to $3000 depending on the age at death.} {Each family also receives $400 for every death needed for grief counselling. | Each family of the dead gets $400 for grief counselling.}
{Alberta car insurance policy does not include rented or leased cars, in order words; you are to insure your own car. | You can only insure your car, Alberta car insurance policy does not cover leased or rented cars.} {Cars used for public, research, educational, developmental or industrial purposes are not to be insured. | You don’t insure cars that are used for research, public, educational, and developmental purpose.} {Alberta car insurance policy is necessary for people driving on the streets of Alberta. | If you are driving on the streets of Alberta, you need to have an Alberta car insurance policy.} {In a car accident that involved an uninsured car owner, in the event of property or life damage, he is expected to pay for the damages in full. | An uninsured car owner is expected to pay all damages irrespective of the damages caused – whether property or life – in the event of a car accident.}
